Suppose your lead carpenter calls and says there has been an accident: One of your employees cut his finger off — and by the way, he had alcohol on his breath when it happened. What do you do? If you’re like most contractors, you fire the employee and then say to yourself, “Whew! I’m glad that’s over with.”

But maybe it’s not over with. What if the injured employee files for workers’ compensation? Is he entitled to collect?

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