Worker’s compensation rules make a lot of people in small construction businesses nervous because they’re not sure how those rules apply to them. What exactly is worker’s compensation anyway?

Worker’s compensation is a kind of no-fault program for job injuries. No-fault means that if an employee is injured on the job, it doesn’t matter whose fault it is, even if the injury happened because the employee was doing something stupid or against your company’s safety policy. No matter how many times you’ve told your employees to leave...

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