I preach endlessly about job-site safety and the importance of regular safety inspections. For me it's more than just a legal issue: I will never forget the day my husband, a contractor — now retired — fell off a multi-pitched roof. He bounced twice, then fell through a tree on his way to the ground — all because he believed harnesses were too much trouble and only for wimps. He wasn't killed or even (amazingly enough) seriously injured, but that certainly wasn't his fault.

That's not the only reason I preach about safety, though. Here's another: People getting hurt on the job site can cost you, the general contractor, a whole bunch of money.

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