A.Steve Williams, senior vice president with Heffernan Insurance Brokers in San Francisco, Calif., responds: Claims against contractors brought by those who suffer from mold ailments are severe and costly. Fortunately, there are affordable insurance coverages available to contractors to protect them against such claims.

Before seeking out a new policy or coverage plan, contractors should review their current insurance policy to determine if they are covered against mold claims. Commercial liability policies that have covered mold claims in the past, when they’re renewed, may exclude mold, so GCs should be alert.

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