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Builder Steve Drake had been in business ten year, built over 600 homes, and had never had a problem with wind. Drake's crew was within six sheet of finishing off a roof on a large custom home in Champaign, Ill., when a sudden rain squall moved through the area. The crew scrambled down from the roof to the first floor to wait for the sky to clear. Minutes later, a gust of wind shook the building. The crew narrowly escaped out the doorway as the wind blew the house apart. No one was injured, and the losses were largely covered by insurance. But many builders are not so lucky. Bob Mairs, a spokesperson for St. Paul's, the