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Other stories by Scott Smith

  • Clarifying Liability Coverage

    Q. After working for several years as an employee, I recently headed out on my own and began shopping around for liability insurance. Most policies offer "occurrence" coverage, but one company offers a "claims made" policy that provides similar coverage for less money. What's the difference between...

  • Q&A: Box, Sinker, and Cooler Nails

    Q: I would like to know the definitions for a box nail, sinker nail, and cooler nail. How do they differ from common nails?