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Thousands of homeowners and businesses face the challenge of recovering from that destruction, and the first line of defense for many is their flood insurance.
The methods insurance estimators use are a far cry from the way most contractors estimate.
Hurricane Sandy has generated hundreds of millions of dollars' worth of paying work for residential contractors, but that work is not going to be easy — and the money to be made is not going to be easy money either.
Life has changed radically for residents of the New Jersey barrier island towns, and for the contractors who work there.
Some of the homes in New York City that were damaged by Sandy are beyond repair, authorities have concluded.
The National Flood Insurance Program (NFIP) expects flood claims to exceed its statutory reserves.
Even for homeowners who do carry flood insurance, policy limits are tight.
Failure to comply may result in fines, loss of insurance eligibility, and government assistance.
The Miami Herald is reporting that some Florida seniors are considering going without windstorm policies on their homes — or have actually allowed their insurance to lapse.
August 24th marked the 20th anniversary of the date that Hurricane Andrew made landfall on South Florida's Atlantic coast.
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