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Texas Windstorm Insurance Reform Bill Fails, But Could Be Revived
Congress is working on measures that would postpone drastic premium hikes slated to kick in this year under National Flood Insurance Program reforms passed in 2012.
Owners of vacation or investment houses on the shore aren’t on FEMA’s list for post-Sandy financial aid. But they are on the list of houses that have to be elevated — now.
Increased premiums included in last year’s flood insurance reform package are starting to make waves in coastal states.
Federal authorities have approved hundreds of millions of dollars of funding to help New York State buy out homeowners in threatened shore areas. But most storm victims would rather rebuild.
The Texas legislature is taking on a reform effort for the Texas Windstorm Insurance Association, the state’s troubled insurance pool for high-risk coastal houses.
FEMA is set to revise its recently released “advisory” flood zone maps for Staten Island, the agency has told local leaders. Many areas will change from V zones to A zones. Velocity zones in New Jersey, already incorporated into some towns’ zoning rules, may also shrink.
An engineer investigating flood insurance claims sheds light on the mechanisms of damage.
Expansive new FEMA flood zones have New York and New Jersey residents complaining. But in Vermont, the old maps have left flooded-out homeowners high and dry.
Some homeowners may be forced out. Others may be able to rebuild, better. But one thing’s for sure: Things are going to change in Union Beach, New Jersey.
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