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Many contractors complain bitterly about their lack of cash flow. That's no surprise, given that employees, subs, and vendors all expect to be paid — whether or not the customer has paid the company.
Builders weather economic downturn; DeWalt circ-saw recall; more
The other night, my husband and I watched a television show about contractors in California who are walking away from unfinished houses. But few contractors will walk away from an unfinished job voluntarily. That's definitely not part of their business plan. So why would it happen?
Attic temperatures and asphalt shingles; cynicism vs. basic economics; when employees compete
Prepare your company for the end of the year; get paid faster with credit cards
Legal debate; quality-control checklist; call for advice; woodpecker problems; more
Deck ledger bolting schedule may become code; pump-truck accident; West Coast Green show; more
Whenever I speak somewhere, I preach about the importance of separating your personal assets from your company's assets. The best way to do this is by incorporating your business as a corporation or an LLC.
How to write a practical business plan; different folks, different strokes
Most credit applications contain a personal guaranty. In this one, it's clearly spelled out in item No. 4, but in some cases it's buried in a longer document and written in language that makes it hard for the applicant to understand just what he's agreeing to.
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