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As the cost of workers compensation insurance reaches crisis proportions, attention in some states has turned to reducing fraud. With an estimated 60 to 70 million claims now pending, insurers and state enforcement officials say that many of the 12 million new claims filed each year are fraudulent. Fraudulent or exaggerated claims add billions of dollars a year to the nation's comp insurance bill, according to Arnold Schlossberg, Jr., president of the National Insurance Crime Bureau (NICB), a group supported by around 1,000 insurance companies. In some states, Schlossberg reports, fraud is a factor in more than 20% of the claims. Only 15 states currently have fraud bureaus within their insurance departments. But a handful of states are taking serious steps to attack the fraud problem, and some are looking