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have watts lines on which their claims are called in to one location. They are then screened according to size and location and assigned in one of the following ways: Telephone adjusters never see the job, but simply request one or more estimates from the property owner. The adjuster then agrees to the scope of the repairs. When the check is issued, a proof of loss will be required from the property owner. A proof of loss is a signed and notarized document that verifies that the loss occurred and that the owner abided by the rules of the policy. Field adjusters will visit the site and review the damages, when the size of the loss makes this