Getting Into Insurance Work

An Xactimate estimating screen includes categories for thousands of types and grades of materials, with examples and unit costs (upper right), along with a data entry screen (lower half). Dimensions are calculated and imported automatically from a drawing created in the attached Sketch program. The program also maintains a running room-by-room total (upper left).

One of the most common insurance restoration scenarios is drying out wet carpeting, pads, and subfloors.

While a major fire can be a devastating loss for a family, it also presents a rewarding opportunity for an insurance restoration contractor, who should be prepared to do both structural repair work and specialized deodorization.

Storm damage — from hail, wind, lightning, and other weather events — is the second largest category of insurance restoration work (after water damage). The side of this house was pocked and dented by hail.

These salvageable materials from a water job have been dried and labeled and are awaiting transport back to the author’s warehouse for final cleaning and storage.

The equipment needed for structural drying — including air movers (top and bottom, left) and water testing meters (below) — typically represents a contractor’s biggest capital expenditure when entering the restoration field.

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