When we think of Boston, we think of Tea Parties and Patriots, not tornadoes. But tornadoes do strike the Bay State occasionally, and last July, a twister tore a path through the working-class suburb of Revere, Mass. (yes — that Revere), ripping off roofs and downing trees and power lines.

Revere isn't over it yet — and winter is on its way. Boston ABC network affiliate WCVB5 has a report (see: "As weather turns colder, Revere struggles to rebuild after tornado.") One problem for local property owners: limits on their homeowners' insurance policies. Revere Mayor Dan Rizzo told the station, "As a coastal community, a lot of their deductible, because it's considered a windstorm, are going to be in many cases a percentage basis, not just a flat dollar amount."

"Rizzo and city officials estimate the damage across the city was in the millions -- around 100 buildings damaged; dozens of people left homeless; even City Hall's windows remain boarded with plywood," the station reports —  "and the city did not qualify for federal disaster relief because the damage wasn't appraised at the $9.1 million threshold."