Adjusters are on the road for days or weeks at a time, so you'll have to carry everything you need—ladders, boots, probing and measuring tools, work clothes for every season, and accessories, such as gloves, that work whether it's very hot or very cold. You'll also need a toolbox for storing and transporting everything in your car (below, left), as well as a lightweight toolbelt to hold essential tools while estimating and clambering on roofs. I set up a simple mobile office in my car—with a laptop desk, as well as power inverters to plug in laptops and printers—and a...

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