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Recently a contractor friend asked me to help him tinker with the language of a form he uses to cope with the problem of owner-supplied material. The "Disclaimer" on page 33 is what we came up with. Many contractors use such documents to protect themselves in case something goes wrong, but to me, such a disclaimer is really a way of informing your client of all the value you provide when you are the supplier of materials to their job site. Clients need to know that although they may pay a little extra when they are buying from you instead of the local big box store, they are getting a lot more in the bargain. If you