Keeping payments on track is one of the toughest — and touchiest — aspects of contracting. A good payment schedule covers the contractor's costs while also being fair to the client. If the schedule is too front-heavy — that is, if the payments are weighted toward the beginning of the job — the client worries about losing his leverage with the contractor. If the payments are weighted too much toward the end, the contractor effectively lends the customer money and runs the risk of losing his shirt should the customer default on those last big payments. A good schedule avoids both problems and is simple to use and understand. This makes it easy for the contractor to get paid and sets