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Mortgages and Banking

FHA Policy Now Allows ADUs to Boost Borrowers’ Qualifying Income
Posted on
FHA Policy Now Allows ADUs to Boost Borrowers’ Qualifying Income
By BUILDER Staff

The new policy will in part help first-time buyers, seniors, and intergenerational... More

Tags: Accessory Dwelling Units, Lenders, Policy, Federal Housing Administration, Housing Policy
Mortgage Rates Climb for Fifth Straight Week, Surpassing 7.5%
Posted on
Mortgage Rates Climb for Fifth Straight Week, Surpassing 7.5%
By BUILDER Staff

Sellers remain hesitant to list homes in the high mortgage rate environment, and... More

Tags: Economic Conditions, Housing Data, Redfin, Economics, Freddie Mac
Federal Reserve Raises Interest Rates to 22-Year High
Posted on
Federal Reserve Raises Interest Rates to 22-Year High
By BUILDER Staff

While headline inflation has cooled, core inflation—price increases minus food and... More

Tags: Economic Conditions, Federal Reserve Open Market Committee, Economics, Interest Rates, Mortgages and Banking
Cash Buyers Reach the Highest Share in Nearly a Decade
Posted on
Cash Buyers Reach the Highest Share in Nearly a Decade
By Leah Draffen

One-third of home buyers are paying in cash, and the share of home buyers using... More

Tags: Home Prices, Loans, Home Buyers, Housing Data, Mortgages and Banking
Federal Reserve Raises Rates by 25 Basis Points in Wake of SVB Collapse
Posted on
Federal Reserve Raises Rates by 25 Basis Points in Wake of SVB Collapse
By Vincent Salandro

Despite uncertainty in the banking sector, the Federal Reserve’s actions signal a... More

Tags: Federal Reserve Open Market Committee, Interest Rates, Federal Reserve, Mortgages and Banking
Housing Market Update: Recession Likely in 2023
Posted on
Housing Market Update: Recession Likely in 2023
By Vincent Salandro

Home price appreciation, inflation, and rising mortgage rates highlight... More

Tags: Housing Trends, Home Prices, Affordability, Economic Conditions, Housing Data
Forecast: Home Buying Costs Unlikely to Come Down in 2023
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Housing Forecast: Prices Unlikely to Come Down in 2023
By Vincent Salandro

Due to elevated mortgage rates and continued price appreciation, buying power is... More

Tags: Housing Trends, Home Prices, Realtor.com, Economic Conditions, Housing Data
Mortgage Applications for New Homes Fall 28.6% on Year-Over-Year Basis in October
Posted on
Mortgage Applications for New Homes Fall 28.6% on Year-Over-Year Basis in October
By Vincent Salandro

As mortgage rates rise to around 7%, both housing demand and the purchasing power... More

Tags: Finance, Loans, Purchasing, Mortgage Bankers Association, Mortgages and Banking
Mortgage Rates Once Again Rise Above 7%
Posted on
Mortgage Rates Once Again Rise Above 7%
By BUILDER Staff

The 7.08% average for the 30-year FRM is more than 4 percentage points higher than... More

Tags: Freddie Mac, Mortgage Bankers Association, Interest Rates, Mortgages and Banking
Housing Market Update: Not All Markets Look the Same
Posted on
Housing Market Update: Not All Markets Look the Same
By Vincent Salandro

Zonda’s Ali Wolf and Tim Sullivan highlight regional housing market trends as... More

Tags: Housing Trends, Affordability, Economic Conditions, Tim Sullivan, Housing Data
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