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Have you ever sat down across from your accountant or CPA for an update and heard the words flow by without any idea what he or she was saying? “We have a problem,” your CPA might say to you. “Your current ratio is way too high. What are we going to do about it?” Your reaction might be, “Boy, oh boy, what is this going to cost me?” or “How long have I got?” Or he might say something like, “Your ROI is nearly 200%. I think it’s time we take some money and run.” If your accountant said either of those things to you, you might want to run home and pack a bag for