Buying the Right Insurance
by Sal Alfano
You arrive on the site one clear,
crisp morning and find that the 80
pieces of CDX delivered the day
before are missing. Or one of your
employees slips on a ladder, falls, and
injures his back. Or a staging plank
slips out of the roofer's hands,
bounces off the ground, and flies
through a picture window.
With luck, no such mishaps have
befallen you. Sooner or later,
however, they probably will, which is
why most builders buy insurance. But
what kinds of insurance should you
buy, how much, and from whom?
There are a number of built-in
hurdles to becoming well informed
about construction insurance. For
one thing, people don't like to