have watts lines on which their claims
are called in to one location. They are
then screened according to size and
location and assigned in one of the
following ways:
Telephone adjusters never see the
job, but simply request one or more
estimates from the property owner.
The adjuster then agrees to the scope
of the repairs. When the check is
issued, a proof of loss will be required
from the property owner. A proof of
loss is a signed and notarized
document that verifies that the loss
occurred and that the owner abided by
the rules of the policy.
Field adjusters will visit the site and
review the damages, when the size of
the loss makes this