As a kid, I dreaded those occasions
when Mom would drag me, whimpering
in absolute terror, to the dentist's
office. It didn't take too many trips
before I learned that prevention was my
only salvation. Three decades later when
we started our construction business,
that same sense of fear and trembling
came back to haunt me every year in the
guise of the insurance auditor.
Insurance auditors mean business.
Each year they ask you to produce
payroll records for
employees, and payment
records and insurance certificates
for subcontractors. They
don't ask for that information
just to get their jollies, knowing
you'll spend days frantically
running around the office
digging out all that data. No,
insurance auditors get their jollies
when you can't