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Adding home inspection to your remodeling business can add a steady trickle of cash. And it can be enjoyable to teach people how to better care for a house. But there is another side to the business —fear of lawsuits in today's litigious society. In fact, I seldom do a home inspection that does not make me at least somewhat nervous. I've been a remodeling contractor for 20 years, and know how grudgingly houses give up their secrets. Also, I know that a house can change rapidly from summer to winter—or as other conditions change. Furthermore, when I called my insurance company about errors-andomissions insurance, my agent couldn't find any. Talking to full-time inspectors, I found I couldn't afford it anyway.