A.Ron Webber, a veteran plastering contractor in Orange, Calif., responds: With the right preparation — including a proper drainage plane and flashing — three-coat stucco should keep 99 percent of the water out of a building; any incidental water that does get in behind the stucco should find a way out, typically through the perforated weep screed at the base of the stucco rather than through holes made by fasteners penetrating the drainage plane. In my experience, it's much more likely that the windows and other penetrations are leaking than the stucco itself.

But before jumping to any conclusions, do some water testing. At the window that seems to be the leakiest, mask off the stucco by taping poly sheeting to the window frame, leaving only the window exposed. Then let water run against the window, allowing the tracks in the frame to fill with water while observing from the inside. If you haven't done so already, you'll have to cut some inspection holes in the drywall so that you can watch for drips (a flashlight will help).

After running water against the window for an hour or so, let everything dry out and reverse the process by masking off the window and wetting the stucco. If water shows up inside, you'll need to determine if the water is going through the stucco or getting in at the gap between the stucco and the window frame. First, wet the stucco without getting any water into the gap between the stucco and the window frame; then squirt water into the gap. Using the process of elimination, work your way slowly and systematically from bottom to top, looking for the source.

The repair method depends, of course, on the source of the leakage. For example, if water seems to be entering gaps between the stucco and window frames, try recaulking. One effective repair technique is to cut a 3/8-inch to 1/2-inch-deep saw kerf into the stucco around window and door frames before installing hydrophilic backer rod and a quality polyurethane sealant.

If the joints of the window frames themselves are leaking, contact the window manufacturer. Cracked welds in vinyl windows — often caused by rough handling during installation — are more common than you might think, and it's possible the manufacturer has a warranty or a method of repairing frame cracks.

Hairline cracks in the stucco are typically caused by shrinkage and are mostly a cosmetic problem, but larger cracks could be a source of water intrusion. If the cracks reappear after being repaired (see "Patching Stucco," 9/97), they may indicate structural problems that will need addressing (in which case some major sections of stucco may need to be removed from the building).

Finally, don't get talked into applying an elastomeric paint as a quick fix. While the good finishes I'm familiar with are all very effective at holding water out of sound stucco (and are vapor-permeable as well), they won't solve a serious leakage problem. In fact, I've seen elastomeric water balloons develop around the bottom of walls.