One of the most frustrating aspects of running a small business is the difficulty in getting capital to meet day-to-day working expenses. This is especially true as companies struggle to rebound from the recession that ushered in the '90s. But help may be in sight. In recent years, the Small Business Administration's (SBA) guaranteed loan program has become an attractive solution to business owners facing a capital crunch. Since its inception in 1953, the SBA has guaranteed more than 480,000 loans totaling over $60 billion. In fiscal 1993 alone, the SBA guaranteed over 25,000 small business loans worth nearly $5.2 billion, including over $25 million to firms involved in construction. Many small business owners, however, have little knowledge of the program's advantages;
