Comp Rates Unfair For Laborers To the Editor: Your article "Straight Talk About Workers Comp" (2/92) is wellwritten; however, it does not address the subject of construction laborers nor the fact that the National Council on Compensation Insurance (NCCI) does not have a classification code for "construction laborer." It has been my experience that the workers comp insurance carrier always classifies laborers as carpenters, which is not correct. There are one or two other codes that are applicable, such as "cleaner-debris removal," which have substantially lower rates. Every builder should review the published classification book [available from NCCI, Boca Raton, Fla.] to understand what the classifications are and how these apply to their firm. That information makes a dramatic difference in your rate. Finally, all contractors
