Many U.S. homeowners are now eligible for up to $25,000 in federally insured loans to make energy-efficient upgrades such as adding insulation, sealing ducts or replacing windows. Consumers with good credit scores, manageable debt and some equity in their homes can get PowerSaver loans at or below market rates to finance efficiency measures that also include new HVAC systems, water heaters, solar panels and geothermal heating/cooling.

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