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Not long ago, when policymakers and consumer advocates talked about "the housing problem," they almost always meant problems of short supply or substandard quality. During the last few years, however, the focus has changed to housing price. Now, an increasing proportion of people can no longer buy or rent a home without sacrificing other necessities. What is affordable housing? How can small builders and developers get involved? Why would they want to? Affordable Housing Strategies and Programs The primary way to make housing affordable again for a broad spectrum of people is for someone else to pay part of the price. Harking back to the days when the federal budget included more housing funds, some people think of affordable housing as public