Most contractors are so immersed in the day-to-day issues of running a company they fail to protect themselves against events that could cost them or their families the business. For example, what happens if you as the owner suddenly die or become disabled? What happens if your business partner dies, becomes disabled, or goes through a nasty divorce? What if you have a serious falling-out with your partner and want to sell the business or buy him out?

Or, on a more positive note, how do you keep your most valuable employees from leaving to go out on their own?

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